What is Health Insurance?
Given the rising costs of medical expenses, it is crucial that you have an adequate financial back up for an unforeseen event like hospitalization. Health Insurance does exactly this. It pays for medical and surgical expenses arising out of sickness or injury.
With health insurance by your side, you need not worry about any of the following expenses:
- Hospital room rent
- ICU charges
- Operation theatre charges
- Doctor and surgeon fees
- Nursing charges
- Medicine expenses
What does Health Insurance?
The Health Insurance covers:
- Bodily injury caused by accident during the cours
- Medical treatment costs in the network hospitals
- Your age (the older you are, the higher should be your health cover)
- Inflation (along with other goods, cost of healthcare too rises year on year)
- Smoking habits
- Number of people to be covered (in case of Family Floater plans)
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Top 5 benefits of Health Insurance?
- Cashless medical treatment in network hospitals (OR) Reimbursement of the medical expenses incurred in non-network hospitals
- Timely and better quality of medical treatment
- Regular medical attention
- Better lifestyle
- Tax benefits U/S 80C against the premiums paid